A Word From Our Sponsor On What Features Comprise A Family Restaurant Insurance Package

When a family sit-down restaurant is looking for a comprehensive family restaurant insurance package, there are several things to consider. It is important that your client have a policy that fully covers all of the requirements they desire so that they can feel very certain that their business is completely protected. A policy specifically written for restaurants by a specialty insurer is one way to go.
These policies should offer thorough coverage through a reliable carrier, one your client can count on should the worst happen. Pricing also needs to be competitive for the package offered so that each purchaser knows they are getting value for their hard-earned dollar. The speed that quotes can be provided is also an important consideration as no business, in the midst of changing insurance carriers, wants to have to wait for a quote.
Under these packages, liquor liability is already included in most states, making these policies an excellent option for your customers who may or may not already have separate liquor liability insurance. The packages also offer available umbrellas to give even more liability protection for your client’s business should there be a serious problem and any sort of suit be filed against them.
The application for this family restaurant insurance package is not extremely complex, although it does provide a thorough snapshot of the business. Indeed, rush quotes can be provided and policies are issued promptly once all the necessary paperwork is received.

A Word From Our Sponsor On Inland Marine Coverages For An Auto Repair Shop

When you first start thinking about auto repair shop insurance the usual coverages comes to mind. You will need property coverage if your property is damaged. You will need liability coverage in the event that someone is hurt on your property. You also need liability insurance for legal fees if someone should decide to sue you.
But there are other auto repair shop insurance coverages you may not have considered. If you have tools that are very expensive and they were lost or stolen, your property coverage may not adequately cover them and you will not get payment for the full value of the tools. There is an inland marine coverage for that. You can purchase coverage where you list the specific tools and their value. Then in the event they are lost or stolen you will get the full value of the tool. This will allow you to replace it without any additional out of pocket expense.
There is also inland marine coverage for your auto repair shop insurance that will cover any of your customers’ vehicles should they be vandalized or stolen while in your custody. You take every precaution to protect your customers’ property, but something things happen you have no control over.
Sit down with your insurance agent and go over all of the ramifications of your business. They will be able to advise you as to the best coverages for your business.

Teacher’s Aide on Upper West Side Charged With Sexually Abusing 8-Year-Old

A teacher’s aide at Public School 84 on West 92nd Street was arrested on charges that he groped an 8-year-old girl and made her touch him, the police said on Thursday.

The aide, Hany Abdalla, 35, was charged with sex abuse and endangering the welfare of a child, the police said. Mr. Abdalla “touched a female child 8 years old in inappropriate areas and also had her touch him in inappropriate areas,” a police spokesman said.

The Education Department said that Mr. Abdalla, an aide at the school since 2007 with no prior disciplinary record, was accused on Monday of making inappropriate remarks to a child. He was then suspended without pay and the case was referred to law enforcement authorities, who turned up the allegation of sexual touching. Mr. Abdalla was arrested on Wednesday, the police said.

The Education Department did not immediately provide details on what grade classroom Mr. Abdalla worked in at the school, which is at 32 West 92nd Street near Central Park West.

Mr. Abdalla is at least the eighth public-school employee to be arrested this year on sexual offenses involving students. The string of arrests prompted Schools Chancellor Dennis M. Walcott to order a review of 12 years of substantiated misconduct cases and to vow to remove any teacher who had engaged in sexually inappropriate behavior.

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The Art of Raising a Glass

Some literary types, gathered under the auspices of the journal Lapham’s Quarterly, raised a glass to the art of the toast Tuesday night at Brasserie Pushkin, the new Russian restaurant on West 57th Street. No less an eminence than the former toastmaster general of Rhode Island himself took part, offering an exhortation from Lord Byron.

Read more on Diner’s Journal »

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The Baby Hawks Sure Are Looking Like Dinosaurs These Days

April 25

On Outer Reaches of the Harlem Line, a Conductor Who Offers Full Service

Timothy P. Curley, a conductor on a lonely stretch of the Metro-North Railroad, also acts as a local historian, madcap entertainer, therapist and occasional yenta.

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