A Word From Our Sponsor On What Features Comprise A Family Restaurant Insurance Package

When a family sit-down restaurant is looking for a comprehensive family restaurant insurance package, there are several things to consider. It is important that your client have a policy that fully covers all of the requirements they desire so that they can feel very certain that their business is completely protected. A policy specifically written for restaurants by a specialty insurer is one way to go.
These policies should offer thorough coverage through a reliable carrier, one your client can count on should the worst happen. Pricing also needs to be competitive for the package offered so that each purchaser knows they are getting value for their hard-earned dollar. The speed that quotes can be provided is also an important consideration as no business, in the midst of changing insurance carriers, wants to have to wait for a quote.
Under these packages, liquor liability is already included in most states, making these policies an excellent option for your customers who may or may not already have separate liquor liability insurance. The packages also offer available umbrellas to give even more liability protection for your client’s business should there be a serious problem and any sort of suit be filed against them.
The application for this family restaurant insurance package is not extremely complex, although it does provide a thorough snapshot of the business. Indeed, rush quotes can be provided and policies are issued promptly once all the necessary paperwork is received.

A Word From Our Sponsor On Inland Marine Coverages For An Auto Repair Shop

When you first start thinking about auto repair shop insurance the usual coverages comes to mind. You will need property coverage if your property is damaged. You will need liability coverage in the event that someone is hurt on your property. You also need liability insurance for legal fees if someone should decide to sue you.
But there are other auto repair shop insurance coverages you may not have considered. If you have tools that are very expensive and they were lost or stolen, your property coverage may not adequately cover them and you will not get payment for the full value of the tools. There is an inland marine coverage for that. You can purchase coverage where you list the specific tools and their value. Then in the event they are lost or stolen you will get the full value of the tool. This will allow you to replace it without any additional out of pocket expense.
There is also inland marine coverage for your auto repair shop insurance that will cover any of your customers’ vehicles should they be vandalized or stolen while in your custody. You take every precaution to protect your customers’ property, but something things happen you have no control over.
Sit down with your insurance agent and go over all of the ramifications of your business. They will be able to advise you as to the best coverages for your business.

Teacher’s Aide on Upper West Side Charged With Sexually Abusing 8-Year-Old

A teacher’s aide at Public School 84 on West 92nd Street was arrested on charges that he groped an 8-year-old girl and made her touch him, the police said on Thursday.

The aide, Hany Abdalla, 35, was charged with sex abuse and endangering the welfare of a child, the police said. Mr. Abdalla “touched a female child 8 years old in inappropriate areas and also had her touch him in inappropriate areas,” a police spokesman said.

The Education Department said that Mr. Abdalla, an aide at the school since 2007 with no prior disciplinary record, was accused on Monday of making inappropriate remarks to a child. He was then suspended without pay and the case was referred to law enforcement authorities, who turned up the allegation of sexual touching. Mr. Abdalla was arrested on Wednesday, the police said.

The Education Department did not immediately provide details on what grade classroom Mr. Abdalla worked in at the school, which is at 32 West 92nd Street near Central Park West.

Mr. Abdalla is at least the eighth public-school employee to be arrested this year on sexual offenses involving students. The string of arrests prompted Schools Chancellor Dennis M. Walcott to order a review of 12 years of substantiated misconduct cases and to vow to remove any teacher who had engaged in sexually inappropriate behavior.

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The Art of Raising a Glass

Some literary types, gathered under the auspices of the journal Lapham’s Quarterly, raised a glass to the art of the toast Tuesday night at Brasserie Pushkin, the new Russian restaurant on West 57th Street. No less an eminence than the former toastmaster general of Rhode Island himself took part, offering an exhortation from Lord Byron.

Read more on Diner’s Journal »

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The Baby Hawks Sure Are Looking Like Dinosaurs These Days

April 25

On Outer Reaches of the Harlem Line, a Conductor Who Offers Full Service

Timothy P. Curley, a conductor on a lonely stretch of the Metro-North Railroad, also acts as a local historian, madcap entertainer, therapist and occasional yenta.

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A Word From Our Sponsor On Helping Create Successful Mortgages

As someone employed by an insurance company, you know how important contracts are to business. Your company provides customers with special kinds of contracts that outline the assistance you will provide them; they in return comply with what you need from them. Contracts are complex legal documents and the people who work with them have to be very detail oriented; a single small mistake has the potential to completely void the power of a contract. Real estate contracts are especially complicated due in part to the many parties involved in the creation of those contracts. For this reason, insurance companies like yours have chosen to offer Mortgage Impairment Errors and Omissions Insurance policies to their clients.

Any of your real estate customers can tell you that the faster a deal is closed, the happier everyone is. Any delay in the mortgage application process can have wide-reaching effects, even so far as to ruin the deal altogether. A mistake in the contract could potentially void the mortgage; at the very least it will cause severe delays. This lost time will cost a real estate company and their mortgage brokers a lot of money in lost time and effort. One of the best ways a mortgage broker can protect themselves against such an occurrence is to have a Mortgage Impairment Errors and Omissions Insurance policy from their preferred insurance company. Your insurance company should be able to provide your customers with the policies they really need.

Serving the needs of the real estate industry is hard work, but you know that the insurance products you make available actually improve people’s lives. The Mortgage Impairment Errors and Omissions Insurance policies you sell your clients directly contribute successful mortgage applications.

A Word From Our Sponsor On The Coverage You Have With Homeowners Insurance

There are many mortgage companies that require you to have a homeowners insurance PA policy before you can get a loan because they realize the many benefits you can get out of it. You may realize that your policy will cover any damage on the outside of your home if you ever need it, but there are other things that it will cover as well.
If someone comes to your home and gets hurt then they will likely come to you for help with their medical bills and time out of work, but you may not have to pay out of pocket. Your homeowners insurance PA policy will likely cover most of the costs that they have. If someone breaks into your home you may be able to cover the outside and inside of your home as well. If you have items that are stolen you may get the value of the items back with your policy so you don’t have to cover the expenses out of pocket.
You may be surprised that the inside of your home may be covered with your homeowners insurance PA policy. If you have damage due to several different things you may be able to get it fixed quickly under your policy. You should be surprised at how many separate instances that can be covered with the proper coverage.

Police Seeking Tips on Armed Robbery of McDonald’s in Queens

The police are looking for a robber who forced workers at a McDonald’s in Queens into a walk-in freezer at gunpoint on Thursday.

The man entered the restaurant, at 181-25 Hillside Avenue in Jamaica, around 10:50 p.m. on Thursday and hid in the bathroom, the police said. Around 1 a.m., after the store had closed, the man came out of the bathroom wearing a mask, pulled a semiautomatic handgun, forced two of the three workers into the freezer and directed the third worker to open the safe, the police said.

The man took about $3,000, handcuffed the third worker and fled, the police said.

A security video released by the police shows the man stalking the grill area of the restaurant, brandishing the gun and appearing to give orders.

He is described as black, approximately 28 to 33 years old, 6 feet tall, 200 pounds, with long black hair. Anyone with information about him is asked to contact Crime Stoppers by calling (800) 577-8477, visiting nypdcrimestoppers.com or by sending a text message to 274637 and entering TIP577 and the message.

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Greenpeace Protests Apple’s Energy Practices By Releasing Balloons

The skies over the glass cube that serves as the entrance to the Apple store on Fifth Avenue turned a bit dark on Tuesday afternoon, at least for some shoppers inside. And a passing storm had nothing to do with it.

The sudden shadows were caused by bunches of balloons released by Greenpeace, the environmental advocacy group, in order to call attention to Apple’s use of coal power at its facilities.

Around 2:30 p.m., as if delivering birthday greetings, several Greenpeace demonstrators entered the cube clutching helium-filled balloons, which were the shape and color of charcoal briquettes.

As they neared the bottom of the cube’s stairs, they released the balloons, which lasted until they hit the ceiling of the cube and lodged themselves in place. Other demonstrators came later with paper shopping bags filled with balloons, which they let trickle out as they entered the store, before being escorted out.

The stunt, which did not lead to any arrests, according to Greenpeace, was timed to coincide with last week’s release of a report that ranked the eco-friendliness of top technology companies. Apple’s “clean energy index” of 15 percent was below that of Google, with 39 percent, and Dell, with 56 percent.

That relatively low score, according to Greenpeace, is partly because much of the electricity Apple uses at a new data center in Maiden, N.C., where the company’s iCloud storage is powered, comes from burning coal, a pollutant.

But whether Tuesday’s stunt will compel Apple to use more renewable energy is unclear. The company said that it was already working to make the North Carolina facility greener and that Greenpeace’s estimates for how much energy it used there were too high anyway.

But for its part, Greenpeace is calling the event, which was replicated at Apple stores in Toronto and San Francisco, a success.

“The customers were really buzzing, the employees were buzzing,” said Gabe Wisniewski, Greenpeace’s coal campaign director. “We want Apple to build a cleaner cloud, and we sent the message to the company.”

Not every Apple worker seemed to get it, though. One had to ask a reporter what the event meant, and some passers-by didn’t even notice the balloons on the ceiling. This may be because there were only about 50 of them. Some activists got stuck in traffic, one said, and by the time they arrived, they were barred from the store by police officers and forced to pace up and down the sidewalk on Fifth Avenue with the other balloons in their hands.

Alejandro Chavez, 49, from Boston, who was visiting New York with his son Alejandro, 19, thought the balloons were part of an Apple campaign to promote its iCloud feature. That confusion was sown in part because the cloud logo for iCloud appeared on many of the balloons. “I guess this will get the conversation started, though,” Mr. Chavez said.

Others felt sympathy for Apple, which has seemed to endure a lot of negative press recently, including The New York Times’s coverage of workplace standards in Chinese factories where iPhones are made.

“I don’t think that Apple is a malicious company,” said Bruce Aronson, 62, of Manhattan, who was at the store to shop. “In the end, they are just a victim of being No. 1.”

The most excited observer seemed to be Russell Lum, an Occupy Wall Street participant.

“I’m a fellow activist, and I understand tactics, so I know what this is all about,” Mr. Lum, 22, said. “This is what’s up, man!”

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