A Word From Our Sponsor On Important Considerations For Contract Employee Insurance

From an insurance perspective, there is some additional employment risk when it comes to staffing firms, which can make getting an appropriate level of contract employee insurance difficult if you are working with more traditional insurance firms. Here are some important considerations when you are searching for the right policy.

Like any other business, you should have a minimum coverage that include general liability and E&O coverage, but you may need to have specific language in your policy that extends that coverage to employees wherever they work, since you will be sending them out to clients around your area, your state, your country, or even throughout the world. This can add risk and make good policies harder to find.

You will also need to consider workers compensation in your contract employee insurance policy to cover the people you are sending out to other agencies in case they get injured on the job. Again, this will need to have specific contingencies built in for employees who are off your traditional work site at other firms.

It may be helpful to ask other staffing agencies where they got their insurance, and what their contracts look like. This can provide a gauge for you to determine if you are underinsured and need more coverage, or help you identify ways to tailor your contract employee insurance policy to your specific business model.

When it comes to specialized insurance, going with a company that has provided coverage to other similar businesses may be helpful so you know you are getting someone with experience that matches your company’s needs.

Art Garfunkel Doesn’t Mind That Much if You Say Something Stupid

People say dumb things sometimes.

Especially to celebrities.

But. … So what?

This is a question we have been grappling with for days on City Room, ever since we published a Metropolitan Diary entry from a man named Arthur Engoron who once spotted Art Garfunkel at an Italian restaurant uptown.

I walked over and said, “My name’s ‘Art,’ too.”

He smiled politely.

When I got back to my table, my friend Robert asked me, “Well, what did you say?”

When I told him, he replied, “That’s the stupidest thing I ever heard of.”

But was it?

This seeming piece of fluff drew an impressive range of responses.

Some readers wrote of their New York encounters with Mr. Garfunkel: swapping laughs outside a movie theater on Third Avenue on the opening day of “Dog Day Afternoon”; discussing the various scores of Copland’s “Appalachian Spring” at the Patelson Music House; being asked for a match by the great man, only to come up short.

Other commenters, approaching from a different direction, expressed the opinion that Mr. Engoron’s utterance was only the tip of an iceberg of stupidity.

“Saying this is the second stupidest thing you could have done,” Perley J. Thibodeau wrote. “The stupidest thing was just now writing about it.” And then we had to go and publish it.

“That’s the stupidest article I have read today,” wrote Lou51 of Western Australia. “I have read this over several times,” wrote sue of Allentown, Pa. “I don’t get it! What was the point?” “I will never get this 45 seconds of my life back,” lamented That Guy of NYC.

All this stupidity, and meta-stupidity, were making our heads spin.

Then we thought: Let’s call Art Garfunkel!

A kindly publicist set it up. Mr. Garfunkel, who lives on the Upper East Side, would speak to us at 2:30 p.m. on Tuesday. Be timely, the publicist advised. “Art’s a punctual fellow.”

2:30 arrived. What if we said something stupid? Too late. We dialed.

“Is it … Arthur?” said the surprisingly deep, honeyed voice on the other end of the line. He had us confused with the man who wrote the Metropolitan Diary item. We set him straight.

“I’m perplexed about how this conversation is now supposed to work,” Art Garfunkel said.

What was the point of the interview? Why did we want to talk to him about celebrity? Mr. Garfunkel said that when he was out on the street, “I like to be like an actor, who likes to see and not be seen,” studying the drama of human life from a distance.

We popped the question: Do you remember a guy walking up to you at a restaurant and saying, “My name’s Art, too”?

Mr. Garfunkel did not. But he said people did approach him, only to find themselves at a loss. At that point, Mr. Garfunkel said, “All you do is rush to save their ego like a nice guy would.”

They’re out on a limb — they know it. They want a savior. So you set them down easy and back into normality, because they’re in a nowhere place. How you do it comes out of the moment. You have a whimsical, wry agreement with them — “Why, yes, that’s true.”

But what, we asked, might have been running through his mind when the man said, “My name’s Art, too”?

Mr. Garfunkel thought for a second.

“I secretly must have felt, ‘That’s weak dialogue’,” he said. “I would have been judgmental in the secret part of my mind, trying to be tactful and nice.

“But I secretly would have thought, ‘All right, so what?’”

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A Peek Into The Times’s Archive

A recent video report offered a rare glimpse into The Times’s archive of newspaper clippings and photographs. Jessica Bennett of Tumblr, working in partnership with WNYC, produced the video and an article about the trove, housed deep beneath street level in a cellar adjacent to The Times building.

It’s a valuable look — even insiders rarely visit the physical archive, known as the Morgue. Editors and reporters rely on Jeffrey Roth, the Morgue’s encyclopedic caretaker, to mine 160 years of material for the nuggets they need. “The Lively Morgue,” a series on The Times’s photo blog, Lens, regularly dips into the rich archive and, since February, has shared some of its gems on a Tumblr blog of the same name.

Darcy Eveleigh and Nancy J. Weinstock, photo editors, Mr. Roth and David W. Dunlap, the author of City Room’s Building Blocks feature, appear in the video.

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