Please Help CRI keep Transparent Delaware Open!

Dear Reader,

As many of your know, CRI funds and sponsors the Transparent Delaware website, viewable at  www.transparentdelaware.org. Transparent Delaware has become the go-to website in the First State for data on State Payroll and State Vendor Contract Data for many concerned citizens.

Unfortunately, our grant to fund the yearly updates required to keep transparentdelaware.org up to date has expired.  We need $3900 to update the information on the site or else we will have to shut it down. We are asking you, our friends of CRI, to help us by making a contribution to CRI targeted to updating the transparentdelaware.org site.

CRI has worked hard to update the information on the site to bring you 2013 Payroll and Vendor Contract data so that anyone who is interested could view how the state pays its employees and those the state does contract business with. This information is critical to news reporters, elected officials, candidates for public office, concerned citizen activists, state employees comparing their salaries to their peers and superiors, or anyone with an interest in how the state spends money.

Now, Transparent Delaware will soon be unavailable to the public unless we raise $3,900 to keep the website updated and available to the public. Unfortunately, the internet is not always “free” and we would be disappointed to leave the most recently available data not easy accessible to you the public. Therefore, we are asking if you would give a most generous contribution to CRI for the purposes of keeping Transparent Delaware open to all. If you believe Delaware’s payment information should be available to the public, please click HERE to donate or send a tax-deductible contribution to:

Caesar Rodney Institute

P.O. Box 795

Dover, DE 19903

 

If we reach our fundraising goals our web host has said it will reactivate the website with the newest information.

We are grateful for your support. Any amount you can contribute to our goal will be appreciated.

Sincerely,

Jim Ursomarso
Chairman & CEO

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DELMARVA Power Bloom BLOOMDOGGLE And FASB 47

Please read this week’s guest post by Lindsay Leveen of the blog Greenexplored.com. Lindsay is a chemical engineer and has been an opponent of Bloom Energy based on the science, or lack of it when the decision was made to give Bloom a favorable deal in 2011 which grants it over $1.1 billion over 21 years for its fuel cell technology. A recent decision by a judge to grant standing to a Bloom Energy competitor gives hope future decisions, if not on Bloom, will be made on sound science and not on cronyism:

 

I have been wondering why DELMARVA Power entered into the deal to act as Bloom’s agent in the BLOOMDOGGLE of DELMARVA’s customers in Delaware???

 

I have blogged about the fraudulent overcharge for excess natural gas above the permitted maximum quantity in generating “unbetter” electrons from the Bloom coffins in the coastal zone of the first state.  DELMARVA is a party to this crime.  But why would a large utility become entangled in a BLOOMDOGGLE of major greenwashing and financial fraud proportions?

 

We have to go back a few years.  The government of the first state wanted greener energy in Delaware and had dictated that DELMARVA should enter into power purchase agreements for wind and solar generated power.  Of particular interest is a project called Blue Water Wind that was intended to supply 200 megawatts of offshore wind power to DELMARVA under an executed power purchase agreement (PPA).   This project on the rocks in May 2011 for lack of funding.  This possible abandonment occurred three years after the project was first announced.  The PPA was for a term of 25 five years and probably would have entailed a purchase of several hundred million dollars of wind power by DELMARVA Power.

 

http://thedailyrecord.com/2011/05/30/delaware-wind-project-hits-a-snag/

 

What was not reported by the Daily Record was that DELMARVA sorely wanted out of the PPA that was forced upon it by the Delaware state government as accounting rules would require DELMARVA to recognize the future payments under the PPA as debt on its balance sheet.

http://www.fasb.org/summary/stsum47.shtml

 

Hence when Al Gore and John Doerr brought the idea of locating Bloom Energy in Delaware with all those high paying manufacturing jobs that Governor Markell promised, DELMARVA Power jumped at the opportunity to get out from under the PPA with the folks in blue rather than green water.  The Blue Water folks walked away from their $2 million deposit (per the Daily Record link above) but did not have to pay DELMARVA Power an additional $6 million.  For DELMARVA Power this was a godsend.  No debt on the balance sheet, no need to deal with intermittent wind power, and they could simply become Bloom’s agent to collect the subsidy that Governor Markell, Secretary O’Mara, and Bloom negotiated in the smoke and sulfur filled room in the first state.  The epitome of win, win and more win

 

Note the news of the possible demise of the Blue Water project was on May 30, 2011 and this coincides with the permit preparations and bogus tariff approval that allowed the Bloom Boondoggle, the BLOOMDOGGLE, to occur.  In January 2012 NRG the developer of the Blue Water project placed the project into a cryogenic deep freeze.  Remember Secretary O/Mara issued his bogus coastal zone act completeness report for the Bloom project on February 10, 2012.  NRG was probably told to go fly a kite in the windy blue waters off the coast that would soon host the Bloom Coffins.

 

http://www.nrgenergy.com/nrgbluewaterwind/index.html

 

DELMARVA Power has a duty to protect its customers, but as Bloom’s agent they have now directly overcharged their customers for excess natural gas beyond the maximum permitted quantity Secretary O’Mara ruled as administratively complete, to generate these unbetter electrons from the Bloom coffins in the coastal zone.   Note I use “unbetter” as Bloom in their greenwashing on their website claims to deliver “better electrons”.  As the British say sarcastically “better my elbow!”

 

http://www.bloomenergy.com/clean-energy/

 

DELMARVA Power may have cleverly slinked away from BLUE WATER, but now that they are a direct party to fraudulent billing to the customers they are licensed to protect under a bogus tariff that exceeds the maximum permitted quantity of natural gas.  They are now actually in HOT WATER.  Hillary Clinton had WHITE WATER, DELMARVA Power had BLUE WATER, and none of these folks could ever find GREEN WATER as they all simply sucked all the GREEN out of the water.

 

http://en.wikipedia.org/wiki/Whitewater_controversy

 
As for Governor Markell and Secretary O’Mara neither of them walk on water and both should attend a junior college and learn some ethics and thermodynamics.  Better still they should be spending all their time preparing their court defense in the case of Fuel Cell Energy that a federal judge ruled has merit for the cronyism these two gangrene politicians exhibited in welcoming the Bloom BLOOMDOGGLE to the first state.

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How Medicaid harms the Poor

http://blog.independent.org/2014/04/14/uninsured-patients-are-36-percent-more-likely-to-get-medical-appointments-than-are-medicaid-patients/

http://blog.independent.org/2014/04/08/medicaid-patients-access-to-specialists-has-dropped-almost-one-fifth-in-five-years/

According to data compiled by the Kaiser Family Foundation, in fiscal year 2010 the average Medicaid payment per enrollee was $5,563. To be sure, there was a wide variance: For aged Medicaid enrollees the average payment was $12,958, and for disabled enrollees it was $16,240. The average for adults was $3,025, and for children it was $2,359.

Medicaid enrollees have terrible access to care, according to a number of studies discussed in John Goodman’s Priceless (chapter 15). New research published in JAMA Internal Medicine suggests that it would be better simply to give Medicaid patients this money and let them spend it directly on medical care.

Posing as patients, researchers made almost 13,000 calls to doctors’ offices in ten states, seeking appointments for a variety of ailments. Those posing as privately insured patients got appointments 85 percent of the time. Those posing as patients on Medicaid got appointments only 58 percent of the time. Researchers also posed as uninsured patients who were willing to pay in full at the time of the appointment.

The result? For appointments costing more than $75, 78 percent of the “uninsured” researchers got a medical appointment — a success rate 36 percent higher than for those posing as Medicaid patients and quite close to those posing as privately insured.

The policy implication? Taking Medicaid money away from Medicaid bureaucracies and giving it to low-income people to pay directly for health care would increase access significantly.

From Dr. Scott Goottlieb For the individual insurance market (plans sold directly to consumers); among the ten states seeing some of the sharpest average increases are: Delaware at 100%, New Hampshire 90%, Indiana 54%, California 53%, Connecticut 45%, Michigan 36%, Florida 37%, Georgia 29%, Kentucky 29%, and Pennsylvania 28%.

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Concerns Over Errors & Omissions for Logistics Professionals

errors & omissions for logistics professionals

The transportation industry and the niches that make up the sector is the backbone of this nation. They are responsible for the transport of goods to businesses that require their services and depend on their ability to deliver goods on time and in good condition. Freight forwarders and customs brokers have an often stressful and complicated job, which requires them to rely on their workers and drivers to get trucks loaded and safely transport these items to their destinations. 

 

Even the slightest oversight can be a costly one. The job comes with a host of risks and concerns including:

 

  • Lost, stolen or damaged cargo

 

  • Delays in shipment

 

  • Errors in consulting, and

 

  • Failure to provide reasonable care

 

Being vulnerable to financial exposures and liability as a result of improper performance of, or the failure to perform certain professional services can have costly consequences, which is why owners need the vital protection provided by having coverage for errors & omissions (E&O) for logistics professionals.

 

Whether their job includes the duties of being a customs broker, property broker, domestic freight forwarder, international freight forwarder, NVOCC, warehouseman, etc., there are certain exposures related to the field of transportation that need to be addressed. With constantly changing rules and regulations, as well as today’s litigious environment (in which settlements and awards can be quite large), these companies cannot afford to go without the proper E&O Insurance protection.

 

During the course of a business day any number of things could go wrong; whether a customer files a claim against the company alleging damages as result of the services provided, or a freight inspector fails to follow instructions, or a negligent employee causes a shipping delay, the result could be the loss of a prominent customer, or a lawsuit, depending on the severity of the mistake.

 

The list of problems that one could face in the transportation and logistics industry is long:

 

  • Improper quotation of charges

 

  • Incorrect document preparation

 

  • Unauthorized release of goods

 

  • Failure to collect documents

 

  • Incorrect classification of goods

 

  • Failure to insure cargo when instructed to do so, and the list goes on

 

With reputations at stake, and a strong desire to fulfill obligations, those in the position to ensure the quality of their work strive very hard to do so. But when something goes awry, as it sometimes will, a policy for errors & omissions for logistics professionals will provide those who purchase it with the legal defense along with any settlement amount, per the policy terms, in those times when such issues arise.

The Right Coverage Is Key to Maintaining a Successful Surgical Center

surgery center insurance in San Francisco

A surgical center requires specialized insurance coverage due to the unique risks encountered when providing healthcare to the public. These risks can include everything from difficulty administering anesthesia to insuring high-value surgical equipment. That’s why it’s so important to have reliable surgery center insurance in San Francisco.

General Liability

General liability coverage is recommended for all businesses, including those operating within the realm of healthcare. General liability covers a business in the event that property damage or injury occurs to a third-party while on company premises. In most cases, general liability will need to be amended by more specific policies.

Malpractice Insurance

Malpractice insurance can be crucial to many entities within the healthcare field, but this insurance is especially important to surgical centers. Due to the sheer volume of surgeries performed, a sound malpractice insurance policy can protect a surgery center from losses incurred by a malpractice suit, which can often be financially devastating.

Insurance for Valuable Equipment

Because equipment associated with many surgical procedures is quite costly, equipment breakdown insurance is essential to keeping costs down. General liability policies tend not to cover things like equipment replacement, so it’s important to hold a separate policy for those circumstances.

The right surgery center Insurance in San Francisco will offer specific coverage for a host of events. Being protected from things like malpractice suits, loss of equipment, and third-party accidents, can be crucial to maintain a thriving and successful surgical center.

Association Captives Are Back in the Spotlight

 

Association captives

Association captive insurance companies have been providing various types of insurance coverage, including general liability, worker’s compensation, and property and casualty to association members since the 1960’s. However, because the insurance market has undergone so many changes over the years, association captives started to melt into the background, and some had no choice but to disband due to lack of demand and public interest. Recently, however, association captiveshave made their way back into the spotlight, and there is now renewed interest in this unconventional way of obtaining insurance coverage.

 

How Does it Work?

 

An association captive insurance company is owned by an association, an association’s members, or both. The reason it is referred to as “captive” is simply because there are only a limited number of entities that are eligible for participation in such a program. Eligible captive insurance companies must select a captive domicile to have chief regulatory jurisdiction over them.

 

Benefits of an Association Captive

 

There are many different benefits that an association can experience if they form their members into a captive insurance company, including:

 

  • The opportunity to increase membership in the association
  • The ability to meet the affordable insurance coverage needs of its members
  • The ability to provide its members with coverage that may not otherwise be obtained through the commercial insurance market

 

When regular insurance options are lacking, association captives are a great alternative for those who qualify.

There’s a Business Insurance Plan Made Just for You

Business Insurance Rockaway New Jersey
Business Insurance Rockaway New Jersey

If you are foregoing business insurance in Rockaway New Jersey just because you think your business is too unique to benefit from any kind of plan on the market today, think again. Business insurance these days comes in so many different forms that there’s bound to be a plan that works for you. Even the most unusual businesses can benefit from insurance plans that cover shipping across the oceans, cleanup of heavy-duty pollution, data security breaches, flooding and more.

 

The Importance of Specific Coverage

 

It’s understandable that you wouldn’t find a one-size-fits-all approach to business insurance in Rockaway New Jersey particularly appealing. You want to be certain that you’re getting the full benefit of your insurance payments. Every business has risk, but the type of risk tends to be unique to a particular type of business. You want your insurance to help you manage that particular risk as successfully as possible.

 

The Insurance Industry Stays Up to Date

 

As the business world grows increasingly complex, the insurance industry has managed to stay on top of things. As new types of business risk are recognized, the demand for coverage leads to the creation of new types of plans. Since insurers strive to be always ahead of the game, you have an ever-expanding set of choices for protecting yourself and your business against unforeseen risks.