How Pennsylvania Can Save Money on Contractors Insurance: Review Your Loss Runs

This post is among a chain of tips to help business owners save substantial sums of money on business insurance. Contractors Insurance is no exception. Now, we will discuss loss runs, which are significant to any buyer of company insurance, who needs to spend less. They’re also referred to as coverage history reports, but are more generally called loss runs.

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What is Excess Workers Compensation?

Far too many business owners, executives, managers, or other corporate decision makers underestimate the value of an excess workers compensation insurance policy. Most view a general liability policy as sufficient to meet their needs, or worse yet, think that this is an area where money can be saved by going with lesser options. Often, the end result of these errors in judgment is having to pay a large portion of a settlement directly from a company’s own assets, which can spell financial disaster for some businesses.

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