The chances of your drivers being in accidents at some point in time are high. When this occurs, you want to know that your coverage will be of some assistance. There are some things to keep in mind to help make sure that your hired/non-auto coverage works for you.
Understand the Benefits Offered
It is important that you know what is offered, as well as what is not covered under your plan. Along with understanding the gamut of the benefits, you should also make sure that you know the full scope of what is covered under each benefit.
Some insurers have a limit on the amount that they will pay per employee, as well as a cap on the amount that they will pay out period. It is important that you know these limits and that you keep record of such uses so that you will be prepared in the case that you will have to pay.
Follow Proper Protocol
When you need to file a claim, be sure that you complete the process to the letter. Any discrepancies can cause your claim to be denied or prolong payments.
To ensure that your hired/non-auto policy works for you, it is imperative that you understand the benefits offered, know the limitations of the coverage, and follow all filing protocols. By keeping these things in mind and enforcing them, you can get the most out of your policy.