Do Manufacturing Businesses Need Insurance in Florida?

manufacturer insurance in Orlando

If your business is searching for manufacturer insurance in Orlando, how do you know what kind of insurance your business needs? Most manufacturing companies face unique risks in development and shipment of their products. Some types of insurance are required in Florida. Any business with over four employees who are not owners or proprietors should have workers compensation insurance. Florida also requires business vehicles with four or more wheels to have commercial auto insurance. If your company transports products from state to state, there are special insurance requirements that vary depending on the type of shipment.

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Errors and Omissions Insurance for Manufacturers in Florida

Orlando manufacturer insurance

Errors and omissions insurance can be essential for a manufacturing business in Florida. If your business needs Orlando manufacturer insurance, you should consider errors and omissions insurance an important part of your insurance policy. Errors and omissions insurance will cover any financial damages from litigation if there is any error or negligence in the design or manufacture of your products or parts. There are several types of negligence that might require errors and omissions coverage. This negligence could be a design flaw, material or component failure, a manufacturing error, an error in installation of the product, or even a failure to deliver the product as promised. These errors could cause your products to break and the failure of other equipment.

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The Top 3 Costs of Cargo Damage

freight insurance

When you’re a company that relies on shipments of goods or parts from somewhere else, you can be subject to some significant losses if something happens to that shipment along the way. By understanding those losses and knowing how to protect yourself from them, you can make the right choice for your business. Options like freight insurance, for example, can help keep your business whole when the unexpected occurs.

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