When your property is damaged during a wind storm, you need to file a claim with your insurance company as soon as possible in order to expedite the repairs. Here are a few things that Florida wind insurance companies suggest you do before filing your claim.
1. Document the Damages
Make a list of all the damages and take as many photographs as possible. Consider taking a few photographs of your neighbor’s damage, fallen trees on your street and anything else that provides proof of the severity of the storm.
2. Get a Quote
Call a contractor to assess the damages and provide a report with a cost estimate. Make sure you choose a reputable contractor. If you don’t know where to start, call your insurance provider for a list of recommendations.
3. Estimate the Value of Your Losses
If personal belongings were damaged as a result of the storm, make a list of all the items and estimate the cost of replacement. Examples include patio furniture, yard maintenance equipment and solar panels.
Florida wind insurance companies understand the consequences of sever wind storms. Help them help you get back on your feet by doing some preliminary work and submitting evidence and repair quotes along with your claim.