Business insurance Orlando policies look different depending on the business it is meant for and the insurance company that puts the policy together; most potential business owners know they need some form of liability insurance, property insurance, and/or employment insurance if they are starting their own business, but different professions may require different types of insurance, or even surety bonds. For example, contractors of all types typically purchase their own liability insurance as well as various forms of contractors insurance that are necessary for various stages of construction.
Medical doctors, lawyers, accountants, financial experts etc., are highly trained experts and they typically purchase professional liability insurance to protect them in the event that a client brings suit against them. Without professional liability insurance you could lose your firm or practice depending on your profession. Many professionals, including contractors, are also legally required to purchase surety bonds once or multiple times. Surety bonds are usually purchased by licensed professionals so their clients and the state will know that in the event that the professional does not do a job as hired, the surety bond can pay out to the client.
Business insurance Orlando can get complicated if you are a professional, and the best thing to do is to talk to a knowledgeable and professional insurance agent who can walk you through the legal requirements for your business.