Working around RVs is rewarding, but risky. If you have staff member that need to get on top to fix an air conditioner or to renovate the body of the RV, one fall could cause a lot of damage. Without RV dealership workers compensation insurance, your business faces large medical bills, the payout of lost wages while your staff member heals, and a potentially devastating settlement. Your insurance is important to the future of your business. California requires workers compensation insurance, even if you only have one temporary employee.
Building a relationship with your insurance carrier is one way to manage your insurance costs. Not only can they help you find the right policy for your own business needs, but they can also help you find ways to minimize your risk. Training employees and having procedures in place when accidents do happen are ways to improve your exposure in the industry.
Ensure that your business is financially safe when you have the right insurance portfolio. You can have peace of mind that if anything bad happens to your staff, your property, and your client’s property. Work with your insurance provider and your employees to keep accidents to a minimum. Prevention is the best cure against insurance claims. However, when you need to make a claim, you want to make sure that you have good RV dealership workers compensation that covers the financial situation.