The Categories of Car Insurance Discounts

car insurance in CT

Many car insurance providers offer their customers discounts. As you search for car insurance in CT, you need to know what kind of discounts are available. This information may help you eliminate policies to pick the one that is right for you. There are three main categories of car insurance discounts.

Driver

You can earn discounts based on the driver. If you’ve taken driver training, have a clean driving record or only drive a short distance each year, you may qualify for a discounted rate. Other driver-related factors include age, occupation, grade point average and certain memberships.

Vehicle

You can also get discounts on your car insurance in CT based on the vehicle you drive. Certain safety features may make you eligible:

  • Adaptive headlights
  • Alternative fuel
  • Anti-lock brakes
  • Automatic seat belts
  • Blind-spot detection
  • Passenger-side airbags
  • Rear view cameras

The age of your vehicle may also play a role in how much you pay.

Policy

Finally, you may be able to get discounts if you hold other policies with the same provider. This is often considered a bundle discount. If you have multiple vehicles on your policy, you could save due to a multi-vehicle discount.

Talk With Your Agent

To find out what discounts you qualify for, you need to talk with your insurance agent. He or she may be able to help you get applicable discounts on your car insurance in CT.

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