If you run an agency that places workers with corporate clients, chances are you see hundreds of resumes and conduct numerous interviews. It is easy to feel overwhelmed with the sheer number of applicants for the positions you are trying to fill. Many prospective employees are prepared to take temporary positions that may lead to permanent employment. The popularity temporary employment for both workers and clients has led to a significant rise in the involvement of staffing agencies, and it also makes the need for temporary staffing insurance more urgent.
You do not want to be held responsible for injury or damage caused by someone you placed with a client. To make sure this doesn’t happen, invest in temporary staffing insurance to protect you from various types of liability. A policy may cover bodily harm, damage to property, monetary loss and other problems. You may also find insurance that protects your agency in case one of your workers behaves abusively or engages in criminal activity.
The screening process is vital to ensure that every worker you place has the qualifications needed to do the job. However, sometimes there are unexpected events that can lead to mishaps. Make sure you have temporary staffing insurance so you can place workers with clients and have peace of mind.
When it comes to shopping around for insurance in VA it can be a little stressful. There are so many coverage options and insurance agencies willing to help businesses with their needs. It can be hard to know where to start. With these three tips on what to look for, however, you can find the right agency for you in no time.
Look for Experience
Don’t settle for someone that hasn’t been at the top of their game for years. Some insurance agencies have been leading the way for many years. You don’t have to settle for anyone that isn’t experienced or specialized in your particular business needs.
Look for a Fast Quote
You don’t have time to wait around when you have a business to run. Finding insurance in VA is imperative to the life of your company. You’re not going to want to waste your time waiting on a quote when you could still be looking. Make sure that they offer you a quote quickly.
Look for Versatility
A firm that has many different specialties can help you in all aspects of your life. It’s good to be able to find a solution to all of your insurance needs in one place. If you’re looking for more than insurance for your business, then being able to find it at one firm can be convenient and beneficial.
Insurance shopping can be overwhelming. However, when you know what you’re looking for it can narrow down the search quickly.
Many devastating lawsuits against professional firms are brought on the basis of a mistake by an employee. Errors such as accidentally leaving out important information from a form, failing to enter an important calendar date, misplacing a document or making an inaccurate calculation can all cause serious damage to the client, ranging from monetary loss to personal injury. Even if your firm has excellent employee training and anti-error protocols, there is no way to ensure that no mistake is ever made.
Other Policies Will Not Protect You
Some professionals, while acknowledging the seriousness of the potential consequences of a mistake, believe that resulting claims will be covered by their firm’s liability insurance. However, most general liability policies exclude professional services. Your own professional liability insurance may also not necessarily cover negligent acts or omissions by your non-professional subordinates, although your firm can still be on the hook when it comes to resulting damages.
Look for Individualized Coverage
The most effective way to protect your firm from loss due to claims based on errors and omissions is to select a dedicated Errors & Omissions policy to cover this particular scenario. Consult an insurance provider offering policies for Errors and Omissions in New Jersey to determine which is best for you. E&O policies can differ in scope and coverage, so it is important to chose the one that addresses your firm’s risks.
Businesses of all shapes and sizes come under attack from a huge number of threats each and every day. As an owner, it’s imperative that you have a plan to deal with the damage if these threats come your way. Austin commercial business insurance is an indispensable tool for owners in this area. This service provides your business with recourse in the event of an emergency or crime that results in heavy losses regarding your funds or assets.
The Physical Assets
Austin commercial business insurance covers your operations from a huge number of viable physical threats which you face inside and out of your location. These policies include options such as business auto to protect your vehicles and drivers and commercial property, which handles issues such as fire damage, weather damage and other similar issues.
Some of the biggest issues your business will face aren’t physical. Cyber attacks are growing more common, and crime is something business owners should always concern themselves with. Protect yourself from these and other threats by assessing your needs and purchasing the correct coverage for your business.
Regardless of the specific threats you face, there’s an Austin commercial business insurance option perfect for your needs. Getting coverage as soon as possible is always within your best interests.
The transportation industry and the niches that make up the sector is the backbone of this nation. They are responsible for the transport of goods to businesses that require their services and depend on their ability to deliver goods on time and in good condition. Freight forwarders and customs brokers have an often stressful and complicated job, which requires them to rely on their workers and drivers to get trucks loaded and safely transport these items to their destinations.
Even the slightest oversight can be a costly one. The job comes with a host of risks and concerns including:
Lost, stolen or damaged cargo
Delays in shipment
Errors in consulting, and
Failure to provide reasonable care
Being vulnerable to financial exposures and liability as a result of improper performance of, or the failure to perform certain professional services can have costly consequences, which is why owners need the vital protection provided by having coverage for errors & omissions (E&O) for logistics professionals.
Whether their job includes the duties of being a customs broker, property broker, domestic freight forwarder, international freight forwarder, NVOCC, warehouseman, etc., there are certain exposures related to the field of transportation that need to be addressed. With constantly changing rules and regulations, as well as today’s litigious environment (in which settlements and awards can be quite large), these companies cannot afford to go without the proper E&O Insurance protection.
During the course of a business day any number of things could go wrong; whether a customer files a claim against the company alleging damages as result of the services provided, or a freight inspector fails to follow instructions, or a negligent employee causes a shipping delay, the result could be the loss of a prominent customer, or a lawsuit, depending on the severity of the mistake.
The list of problems that one could face in the transportation and logistics industry is long:
Improper quotation of charges
Incorrect document preparation
Unauthorized release of goods
Failure to collect documents
Incorrect classification of goods
Failure to insure cargo when instructed to do so, and the list goes on
With reputations at stake, and a strong desire to fulfill obligations, those in the position to ensure the quality of their work strive very hard to do so. But when something goes awry, as it sometimes will, a policy for errors & omissions for logistics professionals will provide those who purchase it with the legal defense along with any settlement amount, per the policy terms, in those times when such issues arise.