Common Liabilities Taverns Face

tavern insurance

A tavern is the place for everyone to cut loose, enjoy a few drinks and share memories. Unfortunately, alcohol can lead to certain situations your establishment may be held liable for. Here are a few of the most typical ones that will make you thankful you have tavern insurance.

DUIs

If one of your patrons gets too drunk and then gets behind the wheel of a car, you could be held liable if he or she gets in an accident. The best way to avoid this is for your bartenders to be aware of when someone has had too much and then prevent them from driving.

Injuries

Bars have certain hazards that could result in injuries. Intoxicated patrons may want to start a fight. Even a game of darts or billiards could lead to someone getting hurt. It is good to take all necessary precautions to prevent an injury.

Underage Drinking

As a responsible business owner, you would never intentionally serve underage patrons. However, that will not stop minors from trying to get in. Make sure your staff is skilled at spotting fake IDs. Certain devices exist that allow you to scan IDs. It might be good to invest in one.

With the proper precautions, you may never have to use your tavern insurance. It is still good to have it just in case, but try your best to limit your exposure to risks.

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