Medicare is a federally sponsored health insurance plan that pays for certain health care expenses. Beneficiaries are typically seniors aged 65 and older. Others eligible for Medicare insurance benefits include adults with certain approved medical conditions or qualifying permanent disabilities.
Similar to Social Security benefits, the majority of Americans earn the right to enroll in Medicare by working and paying taxes for a required minimum period. Even if the time you work doesn’t entitle you to Medicare benefits, you may still be eligible to enroll.
Components of Medicare Programs
Everyone is unique. The right Medicare plan is the one with which you’re most comfortable. In addition to life, health, dental and vision insurance, products offered include:
- Medicare Supplemental plans
- Medicare Advantage
- Prescription drug plans
- Long term care insurance
A wide range of Medicare insurance plans and products provide peace of mind when it comes to your wellbeing and that of your family’s.
Enhancing Your Healthcare Coverage
Understanding the ins and outs of Medicare is essential to determining whether an additional plan is best for you. For instance, Medicare Supplement Insurance can help fill in the gaps created by original Medicare. Medicare Advantage enhances coverage with prescription drug plans. Make sure to speak with a licensed Medicare insurance agent who can review options available with you, discuss your concerns and budgetary parameters and find health coverage that fits your personal needs.