Did you know that in the United States alone, over 4 million people are victims of dog bites? As you can imagine, these injuries can lead to lawsuits and the dog owners could be required to pay hundreds or even thousands of dollars if they aren’t covered by dog bite insurance. Many dog owners aren’t even aware that dog bite insurance exists, so they leave themselves vulnerable and unprotected. Here are some things that could happen to you if your dog bites someone and you don’t have liability coverage:
- Hefty out-of-pocket expenses
- Loss of your dog
If you want to keep your dog and you want to avoid the costs associated with a lawsuit, make sure you shop for a dog bite insurance policy today.
What About Homeowner’s Insurance?
Some dog owners mistakenly think that dog bite liability is included in their homeowner’s insurance policy. Most of the time this is simply incorrect and dog bite liability is excluded. Make sure you check with your insurance company and find out if dog bite liability is included, and what dog breeds it covers. You will most likely find out that you need to purchase a dog bite liability policy separately, so take some time to shop around and find a policy that offers good coverage, is affordable, and doesn’t exclude your dog’s breed. When it comes to keeping you and your most loyal friend protected, a good dog bite insurance policy is a must.