There’s little debate about the fact that Newport Beach loves its boats. However, anyone who’s been out on the water when the weather starts getting rough knows that boating isn’t all fun and games. In fact, there are always risks present, regardless of the weather. You need the peace of mind that comes with excellent coverage in order to enjoy your leisure time, so make sure you have every eventuality in mind when you’re looking for yacht Insurance in Newport Beach.
The first thing you should probably think about is where you’re going. For voyages to Mexico, you need a special type of liability insurance. This is known as Mexican watercraft liability coverage, and it’s needed to properly protect yourself and your property when you’re heading down south. You also might want to take into account whether or not you’re entering international waters.
Apart from the specialized policies, almost every type of yacht insurance in Newport Beach covers certain risks that are common to the waters around the area as well as the general practice of yachting. Look for uninsured boater coverage and hull protection as a starting point. It’s also important to have protection from injuries or damage you might be responsible for in the case of an accident.
There are several reputable insurers in Orange County offering yacht coverage. Approaching them with a solid plan is the best way to get an idea of which protections you need.