A Word From Our Sponsor On A Great Company For Dentists Professional Liability

When it comes to finding good dentists professional liability for your client that may need this type of specialty insurance, there are many options out there. However, you want to go with a top of the line insurance company such as AFPD to ensure that your client will be happy with their service and well taken care of. AFPD stands for Administrators for the Professions of Delaware, Inc. and carries an A+ rating on its dentists professional liability specialty. This rating comes from A.M. Best & Company who are reliable to rate the insurance carriers for you.
There are many factors to this dentists professional liability program such as a broad definition of professional services to cover you in places you may not normally be covered. AFPD wants to make sure your client is well taken care of and backed up in case of a liability issue anywhere they may incur one. The policies can also cover prior acts and an automatic end of the client suffers death or disability permanently. If there is a case of a small maternity leave of disabling of some sort, there can be premium breaks for this time to make sure you client is not paying for insurance when they aren’t in practice and don’t need it. This can help keep your clients happy and loyal to you as well.

A Word From Our Sponsor On Umbrella Policies For Insufficient Liability Coverage

Most homeowners and auto insurance policies include personal liability coverage. This causes many people to assume they are adequately covered in this regard. Unfortunately, this is rarely the case. The standard personal liability coverage included in most homeowners and auto insurance policies is minimal, and in the event of serious liability lawsuit, those resources would be wiped out almost instantaneously.
This is where carrying additional Orange County umbrella insurance pays off. In the unlikely event that you were to be sued for significant injury or loss, your umbrella insurance policy could, in reality, save you from financial ruin. There are a variety of circumstances under which you would benefit greatly from Orange County umbrella insurance coverage. Examples include a neighbor’s child falling from your tree and becoming seriously and chronically injured, or your teenager causing a multi-car collision which results in significant injuries and property damage. Either of these events could quickly wipe you out financially.
So why don’t more individuals carry an Orange County umbrella insurance policy? Some people of have simply never heard of them, many people assume they already have adequate coverage, still others are interested in having one but assume it would be too costly. The facts are that a vast majority of people are underinsured for liability and that carrying an umbrella policy often has a negligible impact on total output for annual insurance premiums.

A Word From Our Sponsor On The Important Aspects Of A Program Insurance Carrier

When a program insurance policy becomes necessary, there are a few important characteristics that should be looked for, before the insurance policy has been purchased. Looking for these qualities before purchasing will guarantee satisfaction with the resulting insurance coverage.
Look for the name of the insurance carrier on all correspondence. This provides reassurance that the local company handling the claims has a hand in billing and policy writing. When the local insurance carrier is intimately involved with the insurance process, the specific needs and problems of the community will be taken into account as the policy is written.
In this day and age, there should be an interactive website that offers answers for questions and the ability to make payments or track account changes. The lack of a website is a reason to question the ability of the insurance carrier to provide the coverage for issues that affect programs in a modern society.
The insurance carrier should have a narrowed specialty in the type of program that the insurance is being sought for. Choosing an insurance carrier that specialized in medical program insurance policies over one that services medical, community and other programs allows for a greater amount of expertise. This focus of attention on one area provides a higher degree of confidence in the validity of the policy.
The search for program insurance should be undertaken with care and thoughtful consideration.

A Word From Our Sponsor On The Options For Your Auto Insurance

When you are in need of an auto insurance Peekskill policy you don’t have to settle with the first company that you find. You now have many options for who you use for your car insurance. There are many different companies that want your business and they will be competitive for it. You can expect to find a great policy containing all of the coverage you need without having to search for long. Here are a few ways to compare multiple companies.
You should first decide how much coverage you need. If you want to have full coverage on your car then you should search for those rates. You should be specific to the amount of coverage you want in order to get the right quotes that you need. You can then start looking online to see many different auto insurance Peekskill companies that offer these policies in your area. You can then get multiple quotes at one time from their sites. Once you get accurate quotes you can read through their policies to see if what they have to offer is right for you and your needs.
Once you find an auto insurance Peekskill policy that fits your coverage wants and needs you can expect to be saving much more than if you had just gone with the first company that you saw and you probably are getting a better company because of it.

A Word From Our Sponsor On Why You Need Liability Insurance

As a business owner there are many risks that you have to take to get ahead. You can protect against the unwanted results by getting a liability insurance Florida policy in place beforehand. You should have all the insurance policies that you need in place before you start working with anyone. You can expect to be protecting yourself from a few things.
One of the many risk factors that you need to watch out for is other people. Some people like to take advantage of others’ success and sue them for reasons of liability. With a liability insurance Florida policy you will get the coverage you need to fight them in court. You can expect to have the backup that you need when your business is on the line. If you are ordered to pay restitution your policy should cover all the costs. If you have to find a lawyer to fight the case you can also expect to have them paid for by your policy. Whether you are at fault or not you still have to pay to fight the case. It’s not always fair when you are in business and that is why you need insurance.
Liability insurance Florida policies can ensure that you won’t be left to fight your case alone when the time comes. You won’t have to constantly worry about lawsuits when you have the right insurance in place.

A Word From Our Sponsor On Tips On Finding Business Property Insurance NJ

If you own and operate a business property in the state of New Jersey, there are many things you need to keep in order. However, of all the things you need to keep together, one of the most important things is the business property insurance NJ that you’re going to work with. There are lots of things that you can do to find the best deal for insurance on your business property. Let’s look at a couple of the things that you can do to get the most value out of your investment.
A good place to begin when looking for a good deal on insurance for your business property is on the internet. Most insurance companies web sites will show a lot of good information, such as pricing and particulars on the different types of coverage packages offered. This will allow you to get some good base information that you can use to figure out which insurance companies will suit your needs and fit your budget.
From there, it’s a good idea to read as many online reviews as possible. If you only read one or two reviews, it won’t give you much information to base your decision on. Reading as many as you can will give you a lot more to go on.
There are many other things that you can do to find good deals on business property insurance NJ. The bottom line is that the more information you have, the more likely it will be that you’ll find a good deal.

A Word From Our Sponsor On Finding Coverage for Courthouses And Public Administration Buildings

The decisions surrounding the purchasing of insurance and the insurance coverage of a courthouse or other public administration building will have a significant impact on the safe and secure functioning of the courthouse. As marriages are officiated and solemnized, when legal decisions are made in a wide variety of cases, and as criminal cases are tried, lawyers, judges, plaintiffs and defendants, newlyweds, professionals from a variety of fields, and all of the staff and employees necessary to the court functions, are working and passing through the courthouse or public administration buildings and if any harm comes to those people, the courthouse may be held responsible. Because accidents increase in likelihood as the number of people in one place increases, the benefit of courthouse insurance New York coverage is vital.
Finding the best coverage begins with researching the available insurance providers. Can the insurance provide the kind of coverage necessary for a public building with a large staff and the kind of traffic that moves through the courthouse or other public administration building? Will the insurance provider understand the inherent risks that come with all public administration functions? Are there insurance professionals who can help you identify areas of risk and work to decrease those risks, while also predicting future risks and planning against those? These questions can help you to determine if the courthouse insurance New York company will be a good fit for your needs.

A Word From Our Sponsor On Basic Online Insurance Marketing Tools

Here is a short list of some of the online insurance marketing tools that you can use to help your business. These tools are employed by trained, professional marketing companies who can give you a well-rounded marketing campaign for your online presence.

One of the first things you need to gain with online insurance marketing is generating new leads. Finding new leads can be one of the hardest things about selling insurance if you don’t have internet marketing strategies to help.

Another benefit of using internet marketing is to get the word out about your agency and create more buzz and visibility. Online insurance marketing can help elevate your business from minimal visibility to a wider scope.

Online marketing companies also use many search engine tools. One of the most important tools to reach your potential audience is keyword research and utilization. Using the right keywords will help web surfers to find your website for the information they need.

Another important search engine optimization tool is using quality content. Informative content on your site should provide visitors with the information that they search for on the internet. It’s also important to create original, unique, and interesting content.

One more marketing tool you should know about is back link creation, which helps direct more web users to your site.

Online marketing writers and web developers can help you to pull all of these tools together.

A Dispute Erupts Over the Fate of a Mural

At the long-vacant northwest corner of Columbus Avenue and West 71st Street, Greg Hunt and his two partners envision a hip, sophisticated nightclub for 30- and 40-somethings.

They are well along in the approval process, embarking on a $2 million renovation of a darkened restaurant, which they hope to turn into Café Talullah. But a farmer and his oxen stand in their path.

A 40-year-old bas-relief mural of a Cuban sugar cane farm on the restaurant’s exterior has attracted the notice of some local preservationists, and they are now battling Mr. Hunt’s plan to tear it down as part of his renovation. The preservationists call the mural an important vestige of the area’s heritage, and are asking the city’s Landmarks Preservation Commission to make Mr. Hunt preserve the mural as part of his renovation. The storefront lies within the Upper West Side Historic District, so alterations to the exterior must be approved by the commission.

Mr. Hunt calls the mural “sappy,” historically insignificant and not in keeping with his planned décor.

“Our theme is sophisticated and casual, and he wants us to have two cows outside,” he said, referring to Michael Gotkin, the preservationist spearheading the save-the-mural campaign. Mr. Gotkin is a consultant for a local preservation group, Landmark West!

Mr. Gotkin mounted a spirited defense of the mural at a commission hearing last week, prompting a discussion among commission members. A vote on the mural’s fate was postponed.

The mural was created in 1971 for Victor’s Cafe, a renowned Cuban restaurant that thrived on the corner in the 1960s and ’70s before moving to Midtown in 1980. The mural has remained, even as Penang, a Malaysian restaurant, opened in the space in 1996, then closed several years ago.

Mr. Gotkin said the mural was an important remnant of the area’s history, particularly in terms of the restaurant’s patronage, which included a large local Cuban population as well as a heavily gay clientele. The mural depicts a team of oxen working in a field of sugar cane, along with a well-built, shirtless worker, which “may be a nod to the thriving local gay scene in the area at the time,” Mr. Gotkin said.

He called the mural a rare artifact of the way the neighborhood once was, before wave upon wave of gentrification.

Victor’s Café was opened in 1963 by Victor del Corral, a Cuban immigrant. In addition to the large local Cuban population, the cafe attracted an eclectic crowd, from beatniks to classical music lovers, actors, musicians and celebrities, including Liza Minnelli.

Mr. Gotkin is no shrinking violet when it comes to guarding local murals and mosaics. In 2002, when a Max Spivak mosaic mural at West 104th Street, installed in 1947 inside a coffee shop, was partially dismantled during the restaurant’s conversion into a Ben & Jerry’s ice cream shop, Mr. Gotkin pulled discarded pieces of it out of a Dumpster and helped to preserve it. In 1997, he helped to save the colorful mosaic tile benches around Grant’s Tomb from destruction during a renovation.

Mr. Gotkin argued at the commission meeting that the mural, by a Cuban artist named Arturo Martin, should be considered within the larger tradition of Cuban mural painting. He showed photographs of similar murals he saw when he spent a summer in Cuba, and old snapshots of the Victor’s Café mural from Mr. del Corral’s relatives.

For his part, Mr. Hunt said few locals other than Mr. Gotkin saw anything of worth in the mural. He noted that his renovation plans, including the demolition of the mural, were approved by the preservation committee of the local community board. He said his new space, which he hopes to open in September, would create 40 jobs.

Mr. Hunt said he was born and raised in the area and even patronized Victor’s years ago.

“Victor was not exactly an art maven,” he said of Mr. del Corral, who died in 2006 at 84.

“On the Upper West Side, there’s always going to be someone to oppose anything anyone wants to do,” said Mr. Hunt, who is also an owner of Amsterdam Billiards. “The location has been an eyesore for years and we’re investing close to $2 million to renovate it and make it wonderful again. I don’t want to open with two decrepit, sappy cows. For anyone to tell us what our design should be, is not fair.”

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A Kennedy Is Arraigned Over a Dispute at a Westchester Hospital

Douglas Kennedy, the youngest son of Robert F. Kennedy, the senator from New York who was assassinated in 1968, has been arraigned on charges resulting from a confrontation that began as he tried to take his newborn son out of a Westchester County hospital.

Two nurses said they were injured by Mr. Kennedy’s actions. A lawyer for Mr. Kennedy gave a different account of what happened and said his client would fight the charges, two counts of harassment as well as one of endangering the welfare of a child, a misdemeanor.

According to a complaint filed in Mount Kisco Village Court, Mr. Kennedy, 44, defied the nurses’ orders on Jan. 7 by trying to walk out of Northern Westchester Hospital with his son, who had been born two days earlier. During an ensuing argument, the complaint said, Mr. Kennedy twisted an arm of one of the nurses as she blocked a doorway, and kicked the other nurse.

Mr. Kennedy was arrested. He was arraigned on Thursday.

In a statement released with his wife, Molly, Mr. Kennedy, a Fox News reporter, denied any wrongdoing and said he had wanted only to take his newborn son, Bo, out “for fresh air” when a nurse attempted to “grab our child out of his father’s arms.”

Mr. Kennedy’s lawyer, Robert C. Gottlieb, said Saturday that one nurse was “lunging to grab the child” during the scuffle. Mr. Kennedy, he said, was only trying to protect his son.

“It wasn’t a kick,” Mr. Gottlieb said. “He lifts his knee, she runs into that knee, and it’s that contact that then propels her or throws her back.”

Elliot H. Taub, who is representing the nurses, Anna Margaret Lane and Cari Maleman Luciano, denied that any lunging had occurred and said the nurses had been hurt as a result of Mr. Kennedy’s actions. Ms. Lane, he said, had pain in an arm and Ms. Luciano had pain in her pelvis and neck.

Mr. Taub said his clients were “probably” going to pursue a civil case against Mr. Kennedy.

Dr. Timothy Haydock, a friend of the Kennedy family and an emergency room physician at the hospital, said in a statement that he had been present during the confrontation and saw the nurses as “the only aggressors.” Before the episode, he said, other nurses had agreed that taking the baby outside for a brief time posed no safety risk.

Mr. Taub said no one was allowed to remove newborns from the maternity unit without permission from a medical authority or a discharge order.

“Neither one of those existed,” he said.

The hospital confirmed only that an episode had occurred on Jan. 7 between a patient’s family member and members of the nursing staff.

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