Among other essential expenses, such as rent, utilities, internet, and cellular data, there is also the regular car insurance payment. There are all sorts of way to reduce your auto-related bills, but by far one of the most popular is tweaking your insurance plan. You can get the cheapest car insurance in CT by getting rid of non-essential options, yet still keep the services you need to stay safe on the road.
Knowing What Coverage You Have
In order to understand what insurance is legally required and what is simply an optional extra, it is important to know what your current car insurance covers.
- General liability – This is required by law to be part of your insurance plan. It provides payments to involved parties in the event of a crash. In order for there to be a reasonable expectation of safety on the roads, it is important that every driver have this coverage.
- Medical expenses – Some crashes result in extensive medical problems, and it often falls on the person responsible to provide the payments. With extra medical coverage, your insurance company backs the medical bills.
- Comprehensive – There are all sorts of things that can happen to your car when it is not even being driven. Comprehensive protection pays for damage done to your vehicle sustained from all non-car caused accidents and vandalism.
If you have more coverage on your auto insurance plan than you use, speak to an agent to customize a policy to get the cheapest car insurance in CT.