Driving can be extremely unpredictable. Weather conditions, wild animals and other drivers are all factors that you have no control over while on the road. In the event that one of these factors results in you being in an accident, you could be facing thousands of dollars in damages and injuries if you do not have the proper CT car insurance.
Car insurance can be tailored to your specific needs and budget. Most policies will include coverage for damages that you are liable for, injuries caused by an uninsured driver, medical expenses, damages caused by another driver or other events, such as theft, and additional services, such as glass protection and towing.
You can do your best to be an undistracted driver with awareness to your surroundings. But even when you choose to not drive while texting, have the volume on the radio turned low and have taken multiple driving courses, there are still accidents that could happen beyond your control. The best thing you can do to prepare for the unexpected is to have CT car insurance and to only drive when you are protected by this coverage. The expenses incurred by a car accident can be significant. The only way to financially prepare for this type of expense is to drive with the protection of auto insurance.
Many car insurance providers offer their customers discounts. As you search for car insurance in CT, you need to know what kind of discounts are available. This information may help you eliminate policies to pick the one that is right for you. There are three main categories of car insurance discounts.
You can earn discounts based on the driver. If you’ve taken driver training, have a clean driving record or only drive a short distance each year, you may qualify for a discounted rate. Other driver-related factors include age, occupation, grade point average and certain memberships.
You can also get discounts on your car insurance in CT based on the vehicle you drive. Certain safety features may make you eligible:
- Adaptive headlights
- Alternative fuel
- Anti-lock brakes
- Automatic seat belts
- Blind-spot detection
- Passenger-side airbags
- Rear view cameras
The age of your vehicle may also play a role in how much you pay.
Finally, you may be able to get discounts if you hold other policies with the same provider. This is often considered a bundle discount. If you have multiple vehicles on your policy, you could save due to a multi-vehicle discount.
Talk With Your Agent
To find out what discounts you qualify for, you need to talk with your insurance agent. He or she may be able to help you get applicable discounts on your car insurance in CT.