Protect Your Furry Friend

Dogs are known to be loyal, playful and obedient. For many people, their furry friend is one of their best friends. But unfortunately, these creatures are still wild animals and can be unpredictable. All breeds of dogs have been found guilty of biting or attacking a person. You never think that your dog would do something like that, but you never know what kind of situation your dog might find itself in. Your dog could be provoked, startled or think it is protecting you. If your dog does cause bodily harm to someone, you need to make sure you are protected with insurance for dog bites.

Many times, dogs are excluded from homeowner’s insurance. This means that if your dog is involved in an incident, that you will have to pay all expenses out of pocket. Those bills can pile up quickly and cost you a small fortune that you probably have not saved for. If you have insurance for dog bites and other injuries though, those expenses can be covered.

Everyone loves their furry friend, but you need to make sure that you are both protected in case of an unfortunate incident. Canine liability insurance can be this solution. If for whatever reason your dog attacks another person, you can have peace of mind knowing you will not be paying outrageous amounts for their behavior.

How to Shop for Insurance

When it comes to shopping around for insurance in VA it can be a little stressful. There are so many coverage options and insurance agencies willing to help businesses with their needs. It can be hard to know where to start. With these three tips on what to look for, however, you can find the right agency for you in no time.

Look for Experience

Don’t settle for someone that hasn’t been at the top of their game for years. Some insurance agencies have been leading the way for many years. You don’t have to settle for anyone that isn’t experienced or specialized in your particular business needs.

Look for a Fast Quote

You don’t have time to wait around when you have a business to run. Finding insurance in VA is imperative to the life of your company. You’re not going to want to waste your time waiting on a quote when you could still be looking. Make sure that they offer you a quote quickly.

Look for Versatility

A firm that has many different specialties can help you in all aspects of your life. It’s good to be able to find a solution to all of your insurance needs in one place. If you’re looking for more than insurance for your business, then being able to find it at one firm can be convenient and beneficial.

Insurance shopping can be overwhelming. However, when you know what you’re looking for it can narrow down the search quickly.

Find an Agency That Offers Dangerous Dog Insurance

Don’t be alarmed by the term dangerous dog insurance. In the world of dogs, there are some breeds that have been deemed more dangerous by property managers and insurance providers. By no means does this mean that you have a dangerous animal. However, having a dog under this category can make it hard to find insurance. Fortunately, there are agencies that offer it and won’t judge based on breed. Here are a couple of tips on how to find the right insurance for you that won’t overcharge or judge.

One of the most important tips is to find an insurance provider that does not look down on particular breeds. Even if they agree to cover your dog, you may receive higher prices or be treated unfairly due to the breed of dog. Some insurance agencies for dogs are on the animal’s side. You’ll find people who love dogs as much as you do and don’t find your dog to be dangerous either.

It’s still important that you make sure to have dangerous dog insurance. You don’t want to go without, even if there are fewer groups that offer coverage. The ones that do are often specialized in blacklisted breeds and can make sure that you get the right quotes and pay a price that’s fair.

How to Minimize the Risk of Dog Bites

Many dog owners believe that their pets simply won’t bite. Some feel that only certain breeds are likely to bite or that bites will only occur when there is serious provocation. Unfortunately, though, the fact is that a dog of any breed may bite at any time, which could expose you to a dog bite lawsuit. While most canines give plenty of warning before snapping, owners often fail to recognize signs of distress in time to avoid a bite.

Signs a Dog May Bite

Some signals of dogs’ distress are obvious, while others are subtler. Growling or snapping obviously indicates that your pet is worked up and poses a danger, but there are other warning signs of which you should be aware:

  • Yawning, lip licking
  • Looking away
  • Showing the whites of his eyes
  • Tucking his tail, cowering
  • Bristling fur or “raised hackles
  • Stiff posture
  • Lowered head
  • Teeth baring

Watch carefully for these signals, especially when around children.

Protect Yourself and Your Dog

  • Use a sturdy leash; keep it short enough so others aren’t forced to walk within your dog’s reach
  • Refuse requests to pet him if your dog shows signs of distress
  • Discourage children from making extensive eye contact, reaching toward your dog’s head, or approaching him when he’s eating

As a dog owner, you are legally responsible for your pet’s behavior and any harm he causes. To minimize your risk of a dog bite lawsuit, always take steps to keep your dog calm, stress-free, and under your control when in public.

Dog Bite Statistics

America is a country of dog lovers. There are approximately 83 million canines living in the United States and almost 57 million households have dogs. These pets can be wonderful companions, but they can also hurt people and even kill them. Roughly 4.7 million people in the U.S. are bitten by canines every year, which represents about 1.5 percent of the population. Close to 20 percent of dog bite incidents are severe enough to require medical treatment. In order to adequately protect their financial interests, dog owners should purchase dog bite insurance.

Growing Numbers

Dog bite accidents are on the rise. From 1993 to 2008, there was an 86 percent increase in the number of people who were hospitalized because they were attacked by a dog. In 1993, 5,100 people ended up in the hospital because they had been bitten and in 2008 the number was 9,500. The per patient treatment cost was $18,200.

Most Likely Victims

Children under the age of five and the elderly are the most likely age groups to be bitten by dogs. Mail carriers are another risk group and 5,900 were bitten in 2012. More postal carriers are attacked in Los Angeles than any other place in the country.

More and more people are getting bitten by canines every year. If you are dog owner, dog bite insurance can help shield you from dog bite liabilities.