Insurance is a competitive industry, so you don’t have to settle for the first agency that you find. Likewise, you shouldn’t default to whichever agency has the most advertisements. Spending a lot of money on advertising doesn’t necessarily mean that an agency is an industry leader. Instead, there are several key factors that you should look for when you’re making a decision about what insurance agency to work with.

Affordability

A well-established insurance agency will have access to the best carriers in the marketplace of whatever coverage area you’re looking at. By working with the best carriers, an agency will be able to offer you the best possible rates.

Insight

Not everyone shopping for an insurance policy is an expert on the subject, and they shouldn’t have to be. You need an agency who you can count on to explain different coverage options to you. While deciding what coverage will fit your needs is ultimately up to you, knowledgeable insight can help you make an informed decision.

Responsiveness

Having comprehensive insurance coverage won’t serve you well if you have to work with an agency that isn’t responsive to you when you need help. If you need to work with a Richmond insurance agency, choose a company that’s consistently recognized for its responsiveness and reliability.